Placard postponed match rules: what happens to your bet

On Placard, a postponed match is void after 24 hours if you bet online at Placard.pt, and after 48 hours if you bet with a paper or QR code ticket at a Santa Casa agent. Inside that window the bet stands and settles on the result; past it, the selection is cancelled and counts as odds of 1.00. The same clocks apply to a match interrupted before full time. A cancelled selection never loses you the bet: a single returns its stake, and in a combinada the leg drops out and the rest carries on.

Both rule books are quoted below, with a three-leg ticket settled step by step. Before you build the ticket, BAI8 researches the match and compares prices across bookmakers: today's football predictions list the matches BAI8 has researched.

Placard.pt online: the 24-hour rule

Placard.pt publishes its own "Regras de Apostas". Rule 2.9 voids every bet on an event when "o evento desportivo for adiado por mais de 24 horas relativamente à hora marcada para o seu início ou pelo período indicado nas regras específicas se este for superior", while bets on results already decided when the event stopped (the half-time result, for example) stay valid. Rule 2.10 says void bets are refunded to the player account straight away, with no charge.

The football section repeats it for stoppages. Rule 2 of "Futebol, Geral":

Se um jogo for abandonado, cancelado ou suspenso, por mais de 24 horas, antes do término dos 90 minutos regulamentares, só as apostas que tenham sido ou possam ser resolvidas nesse momento se manterão. Quaisquer outras apostas serão anuladas.

For multiples, football rule 26 says that when a game is abandoned, suspended or cancelled "por menos de 24 horas, e mantido o mesmo local", the bet is settled on the remaining selections at the odds taken (the rule says "menos", as quoted). The same rule covers a player who takes no part in the game. Either way, the remaining legs carry the bet, which is the arithmetic of the worked example below.

The Santa Casa ticket: the 48-hour rule

Placard is the sports betting game of Jogos Santa Casa (Santa Casa da Misericórdia de Lisboa), launched on 9 September 2015 and sold through its network of agents. Its rules are the "Regulamento do jogo apostas desportivas à cota de base territorial", approved by Portaria n.º 173/2015 and last republished in full by Portaria n.º 288/2023 of 22 September. The later Portaria n.º 472/2025/1 of 26 December 2025 changed articles 2 and 6 only, so the cancellation rules below are current.

Article 18(2), in the original Portuguese:

Se um evento desportivo for adiado em relação à sua data e hora de começo inicialmente prevista e/ou for interrompido sem se completar o tempo regulamentar, o Departamento de Jogos pode cancelar os prognósticos que integram as apostas efetuadas sobre esse evento se o mesmo não tiver lugar nas 48 horas seguintes à data e hora previstas para o seu início ou não recomeçar nas 48 horas seguintes à data e hora em que foi interrompido.

In plain English: postponed and not played within 48 hours of the planned start, or interrupted and not restarted within 48 hours, and the selections on that match can be cancelled. Article 18(14) defines what cancelling means: the odds of every selection concerned become 1.00.

What happens to the match	Placard.pt online	Santa Casa ticket (paper or QR)
Postponed, played within the window	Stands	Stands (18(2))
Postponed beyond the window	Void after 24 hours, stake refunded (2.9, 2.10)	May be cancelled after 48 hours, odds 1.00 (18(2), 18(14))
Stopped, not finished within the window	Only bets already decided stand, after 24 hours (Futebol 2)	Unfinished periods cancelled, a finished half can settle, after 48 hours (18(3), 18(4))
Event cancelled outright	Void (2.9)	Always cancelled (18(11))
Kick-off brought forward	Bets after the real start can be voided (3.3)	Pre-match bets keep their odds, window closes earlier (18(5), 18(6))
Void leg in a multiple	Settled on the remaining selections (Futebol 26)	Leg counts at 1.00 (9(3), 10(4))

Two words in article 18(2) matter. "Pode cancelar" means the Departamento de Jogos may cancel: it is a power, not an automatic switch, so the settlement on your ticket is the final word. And the clock runs from the scheduled start, not from midnight, so a game moved by a day and a half still counts.

Interrupted matches and moved games

When a game is stopped and not finished within 48 hours, article 18(3) cancels the selections on any period of play that did not reach its end. Article 18(4) then lets the Departamento de Jogos approve the result of a period that was completed. In practice: a match abandoned in the 70th minute can still settle a "1X2 INT" (half-time result) bet, while the full-time "1X2 TR" bet on the same match is cancelled.

The regulation has no separate clause for a change of venue. What it covers is a change of time. A later kick-off is a postponement and falls under the 48-hour rule. An earlier kick-off is handled by article 18(5): bets already placed keep their odds, and betting simply closes at the new start time. If the new time only becomes known after the game has begun, bets placed before the real kick-off are valid and bets accepted after it can be cancelled (article 18(6)).

One scope note. The regulation governs bets "de base territorial", defined in article 1(2) as bets offered in physical establishments that require the player to be present. That is the paper ticket and the QR code ticket, which the Placard app and website let you build but which you validate at an agent's terminal. Bets placed online at Placard.pt fall outside that definition and settle under the 24-hour rules quoted above.

Combinada or múltipla: a worked example

Placard's vocabulary trips people up. What most bookmakers call an accumulator, Placard calls a combinada (two to eight selections, all must win, article 9). A Placard múltipla is a system bet (three to five selections split into several separate combinations, article 10). The cancelled leg is treated the same way in both: its odds become 1.00 (articles 9(3) and 10(4)).

Take three selections at illustrative odds, not real prices: leg A at 1.80, leg B at 2.10, leg C at 2.50. Leg C's match is postponed beyond the window (24 hours online, 48 hours on a Santa Casa ticket). Legs A and B win.

As a three-leg combinada, €5 stake:

1. Before the postponement: 1.80 × 2.10 × 2.50 = 9.45, so the ticket stood to return €47.25.
2. Leg C is cancelled and its odds become 1.00.
3. New odds: 1.80 × 2.10 × 1.00 = 3.78.
4. Legs A and B win, so the ticket returns 3.78 × €5 = €18.90.

As a 2/3 múltipla, €5 base per combination:

This system bet is the Santa Casa ticket's. Table 1 of the regulation's annex says a 2/3 múltipla is three combinations of two selections, so €5 base costs €15 in total.

Combination	Odds before	Odds after C is cancelled	Return at €5
A + B	3.78	3.78	€18.90
A + C	4.50	1.80	€9.00
B + C	5.25	2.10	€10.50
Total			€38.40

With all three winning, the múltipla would have returned €67.65 (13.53 × €5). With C cancelled and A and B winning, it returns €38.40 on a €15 ticket. The A + C and B + C lines settle on the plain reading of article 10(4): the cancelled selection counts at 1.00 inside each combination. The regulation does not spell out every mixed case (one leg lost, one cancelled), so check the settled ticket at the agent if a line looks wrong.

The arithmetic behind a shrinking accumulator is the same at every bookmaker; accumulator odds explained walks through it.

How Placard compares with other bookmakers

Windows differ from firm to firm, so the same postponement can leave a bet live with one bookmaker and void with another. Betano Portugal's help centre gives "24 horas a partir do início agendado" for the match to be played, the same as Placard.pt, and settles a void leg in a múltipla "com Odds de 1.00". Betclic Portugal's terms (version 6.4, updated 17 July 2026) give 48 hours, the same as the Santa Casa ticket, and also set the void leg to 1,00. Betclic adds a football venue rule: a match moved to another ground stands as long as the team hosting it is still the home team, and is void if home and away are swapped. Sky Bet in the UK keeps a bet if the match is confirmed for the current day or the following three days of the original local kick-off date.

Bookmaker	Postponed match window	Void leg in a multiple
Placard.pt (online)	24 hours	Settled on the remaining selections
Placard, Santa Casa ticket	48 hours	Odds 1.00
Betano Portugal	24 hours	Odds 1.00
Betclic Portugal	48 hours	Odds 1,00
Sky Bet (UK)	Same day plus 3 days	Next bet down (treble to double)

The full comparison is in postponed match betting rules explained, and the wider picture of void, abandoned and dead heat rules is in the guide to how bookmaker rules settle bets.

What this does not tell you

This piece quotes Placard.pt's betting rules as read on 10 November 2026 and the Santa Casa regulation as republished in Portaria n.º 288/2023. Rules change, and the operator's settlement of a given bet is what counts. Placard.pt mentions the venue only inside its multiples rule, and the Santa Casa regulation has no venue clause at all. Nor does this piece say whether any selection is worth backing. For that, BAI8 researches each fixture and compares the price across bookmakers: open today's football predictions. BAI8's Free plan gives you 5 assessments a month, no card needed, at sign-up.